Tag Archives: Subprime

Subprime Mortgage Lending

Subprime Mortgage Lending “Subprime Mortgage Lending and Its Effect on The Economy”             In the 1990’s the United States saw a rapid growth of subprime mortgage lending. Lending institutions started to give credit for mortgages to millions of borrowers who … Continue reading

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Solutions for the Subprime Lending Crisis

Solutions for the Subprime Lending Crisis There are solutions for the subprime lending crisis that entail making changes to the way lenders are handling this crisis. There are distinct groups of individuals that are causing this foreclosure epidemic. First, there … Continue reading

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Subprime Mortgage Lending – Regulators Tighten Rules

Subprime Mortgage Lending – Regulators Tighten Rules The first issue of concern is improved communication to subprime borrowers about the real, hidden cost of their adjustable rate mortgage (ARM) loans. This kind of loan is often suggested to subprime borrowers … Continue reading

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The Real Casualties of Subprime Lending

The Real Casualties of Subprime Lending Subprime lending has recently caused over 56 lenders to either go out of business or stop issuing subprime loans because of excessive foreclosure rates. The lending community made decisions in the last few years … Continue reading

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The Effects of Sub-prime Lending in the US

The Effects of Sub-prime Lending in the US In recent years it has been easier to get a loan or credit to fund a new car or whatever else you fancied. But now it’s all changed and times are definitely … Continue reading

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Subprime Mortgage Lending – 2007 Statement

Subprime Mortgage Lending – 2007 Statement The United States Treasury Department, along with several other federal financial regulatory agencies, released a Statement on Subprime Mortgage Lending in June 2007. This sizeable document (it is 31 pages long) is aimed at … Continue reading

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Subprime Mortgage Lending – A Brief History

Subprime Mortgage Lending – A Brief History Subprime lending is not really a new phenomenon. The types of non-traditional loans that many subprime borrowers are taking out today have grown from something we used to call a “bridge loan.” These … Continue reading

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Subprime Mortgage Lending – a Brief History

Subprime Mortgage Lending – a Brief History Subprime lending is not really a new phenomenon. The types of non-traditional loans that many subprime borrowers are taking out today have grown from something we used to call a “bridge loan.” These … Continue reading

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Subprime Mortgage Lending – Pieces of the Puzzle

Subprime Mortgage Lending – Pieces of the Puzzle The “prime” rate is the rate charged by all banks in the country. The prime rate doesn’t change regularly or often, only when 75% of the country’s top 30 banks decide they … Continue reading

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Subprime Mortgage Lending – What?s Wrong With It?

Subprime Mortgage Lending – What?s Wrong With It? or the past couple of years, it seems that every time you open a newspaper or turn on the television, you come up against the subject of subprime lending. Everyone seems to … Continue reading

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